Latest Notice on Determination of Pricing for EPF Investments

Public Mutual have been advised by Federation of Malaysian Unit Trust Managers (FMUTM) on 25 March 2008 that the new industry standard where investment withdrawal under the EPF Members' Investment Scheme will be processed based on pricing determined at the close of the next business day upon receipt of payment from EPF effective 1 April 2008 has been deferred.

Accordingly, our pricing policy for EPF investments will remain unchanged, i.e. pricing will be determined at the close of the business day upon receipt of the completed EPF application forms by Public Mutual.

Please contact our Hotline 03 - 6207 5000 should you require further information.

Promotion For EPF Investment In PIDF

Good news !! Public Bank’s wholly-owned subsidiary, Public Mutual is giving a promotion of 5.45% service charge for Public Islamic Dividend Fund (PIDF) during the offer period 20 August 2007 to 30 August 2007.

PIDF is an Shariah-based equity fund that aims to provide income by investing in a portfolio of Malaysian stocks that complies with Shariah requirements and which offer or have the potential to offer attractive dividend yields. This fund is suitable for investors with moderate risk-reward temperament who prefer to receive regular income while capital growth is secondary.

Do take this opportunity to top-up your EPF investment in the PIDF fund as you'll enjoy the lower service charge.

The total returns for PIDF since it's launched in 14 Feb 2006 till 20 Aug 2007 is 38.05%

This will be the latest inclusion into the funds available for EPF investment. Currently, they'll be total of 7 funds to choose from :

1) Public Index Fund(PIX)
2) Public Regular Savings Fund(PRSF)
3) Public Islamic Balanced Fund(PIBF)
4) Public Select Bond Fund(PSBF)
5) Public Money Market Fund(PMMF)
6) Public Islamic Money Market Fund(PIMMF)
7) Public Islamic Dividend Fund (PIDF)

EPF Members Investment Scheme (July 2007)

Good news !! Public Bank ’s wholly-owned subsidiary, Public Mutual is giving a promotion of 5.45% service charge for three of its funds during the offer period 2 July 2007 to 31 July 2007.

The funds are Public Index Fund(PIX), Public Regular Savings Fund(PRSF) and Public Islamic Balanced Fund(PIBF).

Currently, EPF members can only opt to invest in six of the funds available from Public Mutual. The other three funds are Public Select Bond Fund(PSBF), Public Money Market Fund(PMMF) and Public Islamic Money Market Fund(PIMMF).

These funds will not be investing in other countries (only in Malaysia).

Interested investors can contact me for more details.

EPF Members Investment Scheme

Explore Unit Trust Investment Opportunities

Channel your EPF funds wisely, whether you are a conservative, moderate or an aggressive investor.

The EPF Members Investment Scheme allows qualified members like you to diversify and invest part of your EPF funds in unit trusts.

With Public Mutual you can choose from a wide array of funds to invest in, one that suits your needs.

" Life is full of uncertainties. Future investment earnings and interest and inflation rates are not known to anybody. However, I can guarantee you one thing... those who put an investment program in place will have a lot more money when they come to retire than those who never get around to it. " ~ Noel Whittaker Financial Author and Investment Advisor ~

EPF Members Investment Scheme
- Members are allowed to invest 20% of the amount in excess of RM50,000 in Account 1.
- Minimum investment RM1,000.

To Qualify
- You would need a minimum of RM55,000 in your Account 1 to meet the minimum investment requirement of RM1,000.
- You must be aged below 55.

Find out if you qualify
- Refer to your latest EPF statement.
- Write to EPF office for the latest balance.
- Check your account balance at www.kwsp.gov.my if you are an i-Account registered user.

The Guidelines
- Transfer your funds to an appointed unit trust fund company or Institusi Pengurus Dana (IPD) once you have determined the amount you want to invest.
Public Mutual's IPD number - 003
- You can make your second withdrawal 3 months after your first withdrawal, provided you are still eligible i.e. if your Account 1 balance still meets the criteria of the Scheme.

Why Public Mutual is the preferred choice?

Public Mutual is the No.1 unit trust company in Malaysia and currently manages 40 funds with total net asset value of RM18.3 billion.

A wholly-owned subsidiary of Public Bank, Public Mutual has a wealth of 26 years of experience in managing funds. Public Mutual is also the most awarded unit trust fund manager, receiving a total of 96 fund awards since 1999.

Example:

Assume investor A has RM55,000 in his EPF. Thus, the maximum amount to be transferred is calculated below.

RM55,000 (A) Account 1 Balance

RM50,000 (B) Deduct minimum balance requirement

RM 5,000 (C) Eligible Amount (A-B)

RM 1,000 Maximum Amount to be transferred (20% x C)